101 Business to start with Little or no Capital and Create Wealth

101 Business to Start with Little or no Capital and Create Wealth

101 Business to start with Little or no Capital and Create Wealth

Do you think starting a business requires huge capital to set it up?

Many people believe that starting any business requires enormous capital, and without enough money, such business is a no-go area and should be left for those who have enough funds to get started.

If you are of the school of thought that starting any business requires a large sum of money, that means you are imbibing the wrong mindset! Probably, you have not carried out any research on the business that you want to go into; you’d have come across so many successful companies that started in the garage or home. 

In my previous article on 50 businesses you can start from home with little capital and make a huge profit, I pointed out some companies that got created with little money. Yes, with little or nothing, and you know them already and even using their product and service every day! 

If you don’t know that they started in a garage, probably you have not studied their background. Such companies like Apple, Google, Hewlett-Packard, and Amazon, among others, started with little capital or absolutely nothing in the garage (your home)

I will list over 101 businesses you can start from home with little or no capital.

Before you dive into any business, please ensure you carry out research, study the business environment, and have a clear understanding of the business. Guide to Career Education can help you find the best education you may need for your future career or business. Also, seek expert advice where necessary.

Agricultural Sector

The agricultural industry is one of the gold mines here; you can create wealth without breaking the bank. There are many agribusinesses that one can do and make money, and all you need is just good management. Below are some of the agricultural businesses that you can start with little capital

  1. Farming (Cash crops)
  2. Set up a small poultry farm  
  3. Snail farming   
  4. Rabbit rearing and export 
  5. Fish farming
  6. Grass-cutter Farming


Fashion is now the order of the day, with brands like Gucci, Fendi, and Nike dominating the fashion world. Since everyone likes looking good, it has made fashion a billion-dollar industry. Succeeding in the fashion industry is not hard, especially with a comprehensive business plan and location. If you feel like tapping into the fashion world, here are some lucrative businesses you can start.

  1. Hairdressing and beauty-care
  2. Barbing saloon
  3. Fashion design/tailoring
  4. Mass making of T-shirts and Face-cap.
  5. Jewelry Design Business
  6. Sewing of specialized uniforms

Cleaning Services

Not everyone has the luxury to wash their clothes or keep the house clean. Some individuals are so held down with work that they need an assistant. If you have a knack for cleaning and organizing, perhaps you should consider making money doing these petty activities for people.

Depending on your location, you can print business cards and run social media ads to get potential clients. Here are some cleaning businesses that will appeal to you. When you maintain a good relationship with your client, you might be retained

  1. Laundry service
  2. Dry cleaning service
  3. Carpet/ Upholstery cleaning
  4. Car wash.


In our community, there will never be balance without consumers’ and producers’ relationships. Numerous production businesses can start and make money, and they aren’t technical to manage.

When you discover what to produce, take a step further to draw a business plan. If that proves to be a hurdle, you can always hire a business consultant to help with the process. Here are some production businesses you can start with little capital.

  1. Bread production
  2. Plantain chip and Chin-chin/
  3. Groundnut production
  4. Making of cakes and Snacks
  5. Wine production
  6. Candle making
  7. Chalk making
  8. Fruit Juice production
  9. Yogurt production and cream production
  10. Selling of Ice Block
  11. Blocks making for construction
  12. Bagged water and table
  13. Leather production/shoes and bags making
  14. Nylon making/ recycling
  15. Sports shop
  16. Toymaking
  17. Soap making


Everyone eats, and that’s a common truth about life. Just like cleaning the home, not everyone has the time to spend hours in the kitchen. It has made the food sellers one of the highly sought individuals all day. To take advantage of this fact, you can start any of the businesses below.

  1. Restaurant/Canteen
  2. Outdoor catering service
  3. Selling of Foodstuff
  4. Fast-food outlet
  5. Outdoor catering service

Publishing and printing

Years ago, it took a rigorous process to publish a book. But today, getting a book published is called so much easier. Printing and publishing encompass printing books, calendars, newsletters, magazines, or even recharge card printing. Not only are these businesses lucrative, but they are also easy to manage too. All you need is to understand the overview of the proposed business and kick off without listening to the naysayers.

  1. Publishing, printing of books, calendars, cards, brochures, newsletter and magazine
  2. Recharge card printing and selling
  3. Mass making of T-shirts and Face-cap


Humans strive for services rendered to one another, from the carpenter fixing the doorknob to the gym trainer, yoga teacher, painter, and so many others. The service industry is gigantic, and being a service provider ensures you make money even on a part-time basis. If you’re looking for profitable service businesses that you can take, you will find the ideas below appealing.

  1. Painting service
  2. Film renting
  3. Computer servicing and repairs
  4. Electronic sales and service
  5. Rental service
  6. Game center
  7. Computer sales and service
  8. Phone/handsets sales and service.
  9. Even Planner
  10. Interior decorating
  11. Photography service
  12. M.C/ Public speaker
  13. Consultant service
  14. Day-care service
  15. On-site Baby Nurse and New Mother Assistant
  16. Business center – photocopying, typing, printing, 1minute passports, etc.
  17. Cybercafe service
  18. Game, picture, MP3, MP4, music, bible download, etc.
  19. Recruitment service/ agency
  20. Security Outfit/service
  21. Courier service
  22. Travel agency
  23. Transport service
  24. Outsourced bus service
  25. Wedding planner
  26. Event DJing
  27. Fitness center
  28. Accounting service


Every year, students are either preparing for JAMB, WEAC, NECO, and numerous others. In preparation, students often attend lesson centers, computer schools to prepare. There are also non-students looking to learn one skill or another, and skill acquisition centers have proven to be one of these businesses to start and make money. If you want to tap into the educational industry, consider the following business ideas.

  1. Computer school
  2. Tutorial service for primary, secondary schools students, SSCE/GCE/JAMB candidates
  3. Educational service
  4. Seminars
  5. Training center
  6. Schools
  7. Scholarship Consulting
  8. Study Abroad Service
  9. Become a Career Coach
  10. Freelance Technical Writing Jobs
  11. Become a Book Editor
  12. Ebooks Making and selling
  13. Graphic design


  1. Sales of electrical appliances and their accessories
  2. Book shop


  1. Transportation of raw foodstuff from a rural area to an urban area and other places
  2. Haulage and logistics
  3. Inland waterway transport

Others Businesses

  1. Gardening 
  2. Trading
  3. Estates Agency
  4. Furniture making
  5. Waste management
  6. Waste recycling
  7. Software design and development

Internet Business

  1. Virtual assistant
  2. Web design and development
  3. Search engine optimization
  4. Internet marketing
  5. Providing content
  6. Freelance programmer
  7. Affiliate marketing
  8. Data entry
  9. Selling software
  10. Online auctions
  11. Network marketing


That is all for the top 101 business ideas that you can start with little capital and yet create wealth. When you discover the ideal business of your choice, take your time to study the idea and create a business plan. A business plan is like a blueprint to success, and having it widens your chances as you begin.

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